Medicare made simple — by a broker who actually answers the phone.
Turning 65 in the Bay Area? Already on Medicare and watching your plan change? We compare every Advantage, Medigap, and Part D option available in Alameda County so you stop guessing and start saving.
Medicare Advantage, Supplement, and Part D — explained without the jargon.
Medicare has more moving parts than most people realize: Part A, Part B, Part C (Advantage), Part D (drugs), Medigap (Supplement), late-enrollment penalties, and a January-only window to fix mistakes. The wrong choice can cost thousands a year — or lock you out of the doctors you trust.
We sit down with Oakland seniors and walk through every option, every premium, and every drug formulary. No pressure, no captive carrier, no nonsense.
The headaches that bring people in.
You're turning 65 and the mailbox is full.
Carriers, mailers, and TV ads are aggressive. We sort fact from marketing in one quiet conversation.
Your Advantage plan dropped your specialist.
Networks change every year. We re-shop at AEP (Oct 15–Dec 7) so you keep the providers you need.
Your prescriptions just got expensive.
Part D formularies shift constantly. We re-quote your exact drug list every fall.
You missed your Initial Enrollment Period.
We help you avoid lifetime late penalties and navigate Special Enrollment options.
Talk to an Oakland medicare broker today.
A licensed advisor will compare carriers and walk you through your options — typically in under 15 minutes by phone.
How we solve it.
We're an independent Medicare brokerage licensed across all major Medicare carriers serving Alameda County: Kaiser, Anthem, Blue Shield, Aetna, UnitedHealthcare, Humana, Wellcare, Devoted, and SCAN. That means we recommend what fits — not what pays us most.
Every Medicare review includes a side-by-side of Original Medicare + Medigap versus Medicare Advantage, with a clear breakdown of premiums, out-of-pocket maxes, drug costs, and provider access.
- ✦Oakland and East Bay residents turning 65
- ✦Seniors moving to Oakland from another state
- ✦Anyone unhappy with their current Advantage or Supplement plan
- ✦Working seniors deciding whether to delay Part B
- ✦Adult children helping a parent navigate Medicare
What you actually get.
Drug-list precision.
Bring your prescription list. We model 12-month drug cost across every Part D plan, including the donut hole.
Provider network checks.
We confirm your current doctors are in-network before you enroll — not after.
Free, no-pressure reviews.
Medicare brokers are paid by CMS-regulated commissions. You pay $0 for our help.
Year-round advocacy.
Lost your card? Plan denying a claim? Call us — we'll handle it.
From first call to covered.
We explain Parts A, B, C, D, and Medigap in 20 minutes — no jargon.
Bring your doctors and prescriptions. We bring the plan math.
In-office, phone, or Zoom — whichever you prefer.
We re-shop you every AEP so you never overpay quietly.
We serve Medicare clients across Fruitvale, San Antonio, Eastlake, Jack London Square, Temescal, Rockridge, Lake Merritt, West Oakland, Dimond District, and the greater Bay Area including Alameda, Berkeley, Emeryville, San Leandro, and Hayward, with in-person appointments available at our International Boulevard office and home visits arrangeable for clients with mobility needs.
Your Initial Enrollment Period is the 7-month window around your 65th birthday — three months before, your birthday month, and three months after. Missing it can trigger lifetime late-enrollment penalties on Part B and Part D.
Often paired with Medicare.
Get your medicare quote today.
A licensed Oakland broker will walk you through every option — by phone, in-office, or over Zoom. Most quotes take under 15 minutes.